Fwd: I need to tell you my biggest money secret

Yes, that's right. A secret. ssssh don't tell anyone... I mean I guess it's nothing crazy, but it does feel a little taboo since I'm a personal finance influencer. Some might even call me a thought leader (which truth be told I think "thought leader" is a weird thing to call yourself). Anyway, here it is: Detailed money management doesn't come naturally to me at all. I like to cheat whenever possible. *gasp* I know, I know. But... it's true. Let me explain: I am *not* type A. I'm about as backside type B as they come. Spreadsheets make my soul hurt. And even though I know that a lot of M$M readers love to nerd out about every little detail of their budget and finances, track things manually, and essentially micro-manage every dollar... ... I've just never really been excited about that. I guess you could say that I'm more of a big picture type of person. I love seeing my net worth go up. I love making more money. Most of all, I love being able to spend money without the anxiety of wondering if I'm spending too much. Fancy wine doesn't just buy itself, you know. That's why I'm a huge fan of using apps, online tools, etc. to manage my money. If you show me an app that has all of the important money info in one place and I can look at it quickly - I am so down. I guess what I'm trying to say is that I just want the process of managing my money to be easy. So if you're at all like me, I really think you're going to want to check out the new Nerdwallet app. I emailed about it a while ago, but if you didn't have a chance to check it out yet, I highly recommend doing it today while you're on the clock at your day job. Because if there is anything I know - it's that a ton of you indulge in M$M emails while you're at work. I see those work email addresses. Sneaky sneaky. For some reason it brings me joy to know that your boss is paying you to look at my emails. It's a beautiful thing. Anyway, go here to read a full review of the Nerdwallet app if you want to make it easier to manage your money: Learn about the new Nerdwallet App Cheers, João   ---------- Forwarded message --------- From: Bobby Hoyt <bobby@millennialmoneyman.com> Date: Mon, Nov 2, 2020 at 10:49 AM Subject: I need to tell you my biggest money secret To: http://oschadbank.online - кредит под 0% <joaoa.desilva2020@gmail.com> - Bobby Update your profile | Unsubscribe | Millennial Money Man, 1814 East Main St. , League City, Texas 77573, United States Disclosure: This email is sponsored by NerdWallet, but all of the opinions and viewpoints expressed are 100% my own.

Fwd: How To Stick To Your Holiday Budget & Avoid Debt

    

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Hey!

Do you want to learn how to stick to your holiday budget?

The holidays are here, and you may have a lot of expenses and spending on your horizon.

The average person spends around $900 on gifts during the holiday season.

And, this doesn't even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many people forget to budget for, like stamps, cards, shipping, etc.

According to a survey, American consumers took on an average $1,325 worth of holiday debt in 2019.

That is a lot of debt to take on for holiday spending. And, the same study found that holiday debt has gone up by 34% since 2015.

If you are thinking that taking on debt for the holidays is okay, remember you have to think about the interest and finance charges that you will accrue as well. This can impact your credit score, your credit history, and more.

The holidays mean different things for different people, but for most everyone, it's about celebrating with the people you love and care about – not debt. Going into debt for gifts just adds stress and it takes away from the true meaning of the holiday season.

One of the best ways to avoid debt during the holiday season is to learn how to stick to a holiday budget, and today I'm going to help you learn how to do exactly that.

Sticking to a holiday budget can help keep you out of debt so you can focus on having a happier holiday season instead of one that adds financial stress.

Please head to How To Stick To Your Holiday Budget & Avoid Debt to read the full article.

Thanks!

  João  

 from Making Sense of Cents

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Related content:

• 8 Ways To Change Your Holiday Spending- Make This Year More Meaningful
• 58 Random Acts Of Kindness
• The Complete Budgeting Guide: How To Create A Budget That Works
• 18 Of The Best Ways To Make Extra Money For The Holidays

  --

Cheers,

John (João) A. Silva

805 291 6470 Mobile (VM)

"The best day of your life is the one on which you decide your life is your own. No apologies or excuses. No one to lean on, rely on, or blame. The gift is yours -- it is an amazing journey -- and you alone are responsible for the quality of it. This is the day your life really begins." -- B Moawad, author

---------- Forwarded message ---------
From: Michelle Schroeder-Gardner <michelle@makingsenseofcents.com>
Date: Mon, Nov 2, 2020 at 9:52 AM
Subject: How To Stick To Your Holiday Budget & Avoid Debt
To: joaoa <joaoa.desilva2016@gmail.com> & AutoPost2blogspot

Michelle from Making Sense of Cents

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Related content:

• 8 Ways To Change Your Holiday Spending- Make This Year More Meaningful
• 58 Random Acts Of Kindness
• The Complete Budgeting Guide: How To Create A Budget That Works
• 18 Of The Best Ways To Make Extra Money For The Holidays

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