I hope you are doing well.
In recent days, I have been asked many times about how a person can be more readily prepared in case of emergency. This is an older post, but still very timely.
In our household, I manage most of the bills, financial accounts, and more. I know I'm not alone either – in most families, one person usually handles all of these things.
I've been in charge of our important information for years, mainly because it's just something I know I can do and we've fallen into a routine now after doing this for so long.
We have since realized that this could turn into a financial disaster.
I manage everything just from my memory, so nothing is actually written down and most of our bills are either auto-pay or paperless, so there is no paper record in our home of anything either.
This could be a disaster because if something were to happen to that person, I honestly do not know what (the wife/ husband) would do. It would make everything much more difficult for him/ her when he/ she would already be having a hard time, and that is not something anyone wants to deal with.
Having some sort of financial emergency plan is something we need to create.
While to some this situation may be no big deal, I know there are many, many families who would be very lost if something were to happen to the bread winner or person who usually manages their financial situation. Accounts could get lost, numbers lost, passwords would be unknown, and bills may be forgotten about, or go unpaid, life insurance may be hard to find, and more.
It's best to keep a family emergency binder of everything just in case something were to happen, even if it's something no one ever wants to think about. Having one just makes life so much easier.
My top tip is to check out the In Case of Emergency Binder to help you with creating your own emergency binder. This is a 100+ page fillable PDF workbook. The In Case of Emergency Binder was created to remove significant complications from the process and help you actually get your important information ready. The research is done, the workbook is put into easy to follow sections, and everything you need is included.
And, through March 31st, 2020, it is 40% off in light of the current crisis. Please check it out here.
Please head to Answers to 7 Common Questions About Family Emergency Binders if you have more questions about why you NEED this.
-João & JoAn
---------- Forwarded message ---------
From: Michelle Schroeder-Gardner <firstname.lastname@example.org>
Date: Fri, Mar 20, 2020, 1:19 PM
Subject: Do you have a family emergency binder?
To: João <email@example.com>
Michelle from Making Sense of Cents
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