RE: $329 in fees...

Did you know the average American household pays $329 in bank fees each year.

The average American household pays $329 in bank fees each year.1

We believe it shouldn't cost you money to save money, which is why we don't charge ridiculous usury fees. You could be saving hundreds of dollars a year by banking with Chime. Stop paying unnecessary bank fees. Switch your direct deposit to Chime.

Bye, Ridiculous Fees

Already updated your direct deposit with your employer?  If not you need to do so. Initiate a transfer to start using your Chime card as soon as it's activated. Start a transfer now.

Know someone else who needs Chime? Help others make the switch to the bank account that has no hidden fees and pays them up to two days early.2 Get $503 for every person who joins using referral link and receives a payroll direct deposit of $200 or more within 45 days of opening their account. https://chime.com/r/johnsilva9

©2019 Chime. All rights reserved. PO Box 417, San Francisco, CA 94104 1Source: Bank Fee Finder Summary Report, April 2017 2Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer's support of the feature and timing of payer's funding. 3In order for both parties (the referred friend and the referring Chime member) to qualify for and receive the $50.00 referral reward, the following conditions must be met: The referred friend must open a new Chime Spending Account using the referring Chime member's unique referral link after August 1, 2019 and receive a payroll direct deposit of $200.00 or more within 45 days from when the Chime Spending Account was opened. The payroll direct deposit of the referred friend must be made by their employer, payroll provider or payer by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, mobile check deposits, and cash loads or deposits do not qualify as a payroll direct deposit. Referring Chime member must be part of the $50.00 for Payroll Direct Deposit referral reward campaign in order for both parties to be eligible for the $50.00 referral reward. The referral reward is paid to both parties within two business days after qualifying funds are first deposited into the referred friend's Spending Account. Eligible referring Chime members can earn no more than $1000.00 in referral rewards per calendar year (January 1, 2019 - December 31, 2019). Referred friend acknowledges that payment of the referral reward may result in the referring Chime member's knowledge of you establishing an account with us. Chime reserves the right to cancel or modify the referral reward terms, or terminate the member's eligibility, at any time with or without prior notice. Please do not reply to this email. The account isn't monitored, and we don't want to miss hearing from you. This email was sent to you because you opened an account at Chime. If you do not wish to receive advertisements about your Chime account features, you can unsubscribe.

---------- Forwarded message ---------
From: Chime <hello@updates.chimebank.com>
Date: Mon, Aug 12, 2019, 5:31 PM
Subject: $329 in fees
To: <joaoa.dsilva2019@gmail.com>